Manage Your Community Savings
With Confidence and Clarity

VICOBA (Village Community Bank) is a traditional community savings system popular in East Africa. Our platform digitizes this process, allowing communities to track contributions, manage loans, record shares, and generate financial reports—all from one centralized dashboard. Members can view their balances, and leaders can manage the entire group with ease.

Yes! During our beta testing phase, all features are completely free with no credit card required. We want communities to experience the full power of digital savings management before we introduce any premium plans. Start today and enjoy unlimited access to all features.

Absolutely! Our platform is designed for users who belong to multiple savings groups. You can easily switch between communities from your dashboard, each with its own separate financial records, members, and settings. Your role and permissions are managed independently for each group.

Our comprehensive toolkit includes: Entry fees management, Community shares tracking, Loan disbursement and repayment monitoring, Emergency contribution funds, Expenditure records, Meeting scheduling with notifications, Financial period closures and reports, Fines management, and Role-based access control for security.

Security is our top priority. We use industry-standard encryption to protect all data, implement role-based access control so only authorized members can view sensitive information, and never share your data with third parties. Regular backups ensure your records are always safe.

We currently support both English and Kiswahili to serve East African communities effectively. You can switch between languages at any time from your account settings. We're actively working on adding more local languages based on community feedback.

Getting started is simple: 1) Create a free account, 2) Set up your first community with basic details, 3) Invite members via email or share a join code, 4) Configure your savings rules (share amounts, meeting schedules, etc.), and 5) Start tracking contributions! Our onboarding guide will walk you through each step.

Yes! Our Financial Closures feature allows you to generate comprehensive period-end reports. These include total contributions, loan summaries, profit calculations, and member-by-member breakdowns. Reports can be shared with your community for full transparency during meetings.